About us

The District Co-operative Central Bank Ltd., Kurnool has been established on 08.02.1919. The Bank is serving the agriculture credit needs of farmers for the last 98 years. The Bank extends the credit support through 22 Branches (including Head Office Branch) and 95 Primary Agriculture Credit Societies spread over the district

KEY PARAMETERS – COMPARATIVE POSITION AT A GLANCE :

(Rs. in lakhs)

Sl.No. Particulars 31.03.2013 31.03.2014 31.03.2015 31.03.2016 31.03.2017 31.03.2018 (Audited)
1. Share capital 4515.99 5292.04 5661.97 7550.79 9144.22 11382.15
2. Reserves 2177.16 2184.20 2236.81 2352.25 2498.17 2635.47
3. Deposits 17109.25 22105.83 26538.89 36920.05 47706.63 50030.50
4. Borrowings 22356.91 29887.31 32063.18 45511.50 61101.99 75523.50
5. Investments 7389.21 7415.90 14875.77 15521.40 17146.24 13868.46
6. Loans Issued 44050.86 64072.15 41128.81 85300.06 94610.31 117026.81
7. Loans & Advances 32809.98 44522.41 44547.87 67276.43 86219.89 104406.08
8. NPA 2031.08 2752.16 2297.28 3313.84 4279.42 5197.53
9. % of NPA to L&A 6.19 6.18 5.15 4.92 4.96 4.89
10. Recovery 87.00% 57.68% 86.02% 90.08% 87.00% 85.19% (Ongoing)
11. Profit (+) 60.04 (+) 229.54 (+) 375.17 (+) 405.56 (+) 202.91 (+) 338.20
12. Accumulated Losses (-) 2692.00 (-) 2462.46 (-) 2087.29 (-) 1681.73 (-) 1478.82 (-) 1263.44
13. Net worth (+) 1970.05 (+) 3702.94 (+) 4451.33 (+) 7123.53 (+) 9133.08 (+) 10177.32
14. CRAR 5.79 7.89 9.04 9.71% 9.61% 10.26%

(Rs. in lakhs)

Year Share Capital Deposits Borrowings Lending Interest income earned
2008-09 32.74 132.17 107.74 200.22 37.67
2009-10 35.46 123.03 125.69 183.64 24.42
2010-11 37.80 134.81 142.28 218.19 22.06
2011-12 41.54 148.97 188.00 278.16 05.03
2012-13 45.15 171.09 223.56 328.09 30.39
2013-14 52.92 221.05 298.87 445.22 34.47
2014-15 56.62 265.39 320.63 445.47 59.93
2015-16 75.50 369.20 455.11 672.76 77.79
2016-17 91.44 477.07 611.01 862.19 103.94
2017-18 113.82 500.30 755.23 1044.06 103.62

(Rs. in lakhs)

Particulars Previous year 2017 Present year 2018 Increase percentage
Share capital 9144.22 11382.15 24.47%
Reserves 2498.17 2635.47 5.49%
Deposits 47706.63 50030.50 4.87%
Loans &Advances 95503.49 117026.81 22.53%
Loans O/s 86219.89 104406.08 21.09%
Total NPA 4279.42 5197.53
NPA % on Loans &Advances 4.96% 4.98%
Recoveries % 56.59 85.19 -1.61%
Present year profit/loss 434.23 338.20 -22.11%
Total loss 1478.82 1263.44