About us

The District Co-operative Central Bank Ltd., Kurnool has been established on 08.02.1919. The Bank is serving the agriculture credit needs of farmers for the last 98 years. The Bank extends the credit support through 22 Branches (including Head Office Branch) and 95 Primary Agriculture Credit Societies spread over the district

KEY PARAMETERS – COMPARATIVE POSITION AT A GLANCE :

(Rs. in lakhs)

Sl.No. Particulars 31.03.2012 31.03.2013 31.03.2014 31.03.2015 31.03.2016
1. Share capital 4154.71 4515.99 5292.04 5661.97 7550.79
2. Reserves 2895.36 2177.16 2184.20 2236.81 2352.25
3. Deposits 14896.71 17109.25 22105.83 26538.89 36920.05
4. Borrowings 18800.61 22356.91 29887.31 32063.18 45511.50
6. Investments 7675.32 7389.21 7415.90 14875.77 15521.40
7. Loans and advances 27816.71 32809.98 44522.41 44547.87 67276.43
8. Recoveries as on June 2016 84.10% 86.51% 57.68% 80.00% 90.00%
8. Working Profit (+) 25.21 (+) 60.04 (+) 229.54 (+) 375.17 (+) 405.55
9. Net Loss (-)2752.04 (-)2692.00 (-)2462.46 (-)2087.29 (-)1681.74
11. NPAs 2348.59 2031.08 2752.16 2297.28 3313.86
12. % of NPA to L&A 8.44 6.19 6.18 5.15 4.93
13. Net worth 5.50% 5.79% 7.89% 9.04% 9.71%

The Impact of the re-organization – Comparative position :

(Rs. in lakhs)

Sl.No. Particulars 01.04.1987 Position as on 31.03.2009 Position as on 31.03.2010 31.03.2016
1. No. of Members 475 457 458 458
2. Member Share Capital 228.55 2299.35 2571.12 7550.79
3. Govt. Share Capital 0.00 974.80 974.80 974.80
4. Own Funds 532.88 9616.17 7364.20 11139.97
5. Borrowings 1671.84 10774.00 12569.36 45511.50
6. Working Capital 3215.99 33607.68 32236.34 93585.48
7. Investments 130.49 7736.95 8278.99 15521.40
a) Loans outstanding of Short Term Loan 1145.73 16260.97 15944.91 43725.29
b) Loans outstanding of Long Term Loan 650.58 3761.56 2419.70 23551.14
8. Net Profit / Loss (-) 62.68 (-) 5092.80 (-) 2813.64 (-) 1681.74